Welcome to My Loan Hub

WA NILS provides families and individuals on low incomes in Western Australia with the opportunity to apply for no interest loans in times of need.
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We offer two no interest loans programs: 
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  • WA No Interest Loans: Loans up to $2,000 to help with the purchase of essential household items and some services such as medical and dental. 
  • No Interest Loans for Vehicles: Loans up to $5,000 to help with the purchase of vehicles for essential transport, such as a motor vehicle, motorbike, motor scooter or mobility scooter. 

Our loans are No Interest. No Fees. No charges. Forever. ​
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When you repay your loan, these funds then enable someone else in the community to access the no interest loan program.​
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If you are ready to apply, sign in and click on 'Apply' on the top navigation.
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Note: terms and conditions apply.
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Please sign in to apply for a new loan, upload supporting documents or to view the progress of your application.